Scoring time dropped to 1.2 seconds instead of 15–20 minutes
Case studies / Credit scoring platform
FinTech · High-load scoring platformCredit scoring platform
Credit decisions depended on manual checks across external bureaus and state registries: a single application took 15–20 minutes, the process could not scale with volume, and decision quality was hard to control.
1.2
Seconds per decision
Previously 15–20 minutes
98%
Model accuracy
Lower default risk
10+
External sources
Bureaus and registries via API
Scope of work in this project
- Built a high-load decision service for the financial contour
- Integrated 10+ credit bureaus and state registries via API
- Designed the architecture for a fast scoring scenario and growing load
- Embedded the machine-learning model into the application review process
What changed for the business
Model accuracy reached 98%, which helped reduce defaults
The service now works as the main decision mechanism in the FinTech contour
High-load systems & backend architecture
Backend contours and B2B platforms designed for growing load, integrations and business-critical operations.
Custom web applications & B2B portals
Client cabinets, portals, internal services and mobile products built around the way your business actually operates.
Application & API security
Vulnerability review of roles, API and business logic with a practical remediation plan, not just a findings list.
A similar process in your company?
We can walk through this project in detail: what the system replaced, how it was built and what it takes to launch something comparable.